Budgeting tips for moms Archives – Page 2 of 2

How to Thrive as a One Income Family Post-Baby…

May 9, 2019May 14, 2020
by Jessica Whitney

I’m going to tell you right now, this post is less about specific tactics for how to live on one income with a baby and more about encouragement and mindsets you absolutely need to live on one income with a baby.

I remember when I was considering quitting my job, I was afraid of going down to one income. “Would we be able to pay the bills?” was actually keeping me up at night, but there were other fears there too. Not only because my husband had a variable income, but because I was afraid our lifestyle would have to significantly change as well.

I decided to unpack and discover why I was so afraid to become a stay at home mom and to live on one income.

I’m here to share with you that if you desire to stay home with your beautiful babies, raise them yourself, and enjoy a stay at home mom life, then you should do it!

You shouldn’t let the fear of not being able to live on one income get in the way. Let’s discover some mindsets that will help you get there!

Budgeting

How to manage a budget at home for busy…

April 15, 2019April 30, 2019
by Jessica Whitney

Yaaaassss! I’m so excited you decided to start a budget! This post is all about how to manage a budget at home successfully even when you’re super busy.

I used to think that budgeting created more work for me – and I suppose it still does. But I associated that work with frustration and wasted time. Instead, I found the opposite! Budgeting brings peace and comfort and confidence in our financial situation, whether good or bad.

That’s why I’m here. I’m here in this blogging world because I want to help families like YOURS start budgeting with confidence in order to help you to stop feeling terrible about your spending habits and to start living a more abundant life!

If you’re new to budgeting, I encourage you to start with the Beginner’s Guide to Budgeting as well as this Simple Budget Template Printable.

Budgeting

The Beginner’s Guide to Budgeting for Families

February 27, 2019May 14, 2020
by Jessica Whitney

I’m passionate about helping moms live life abundantly by overcoming mom burnout. While this can mean many things, living by a budget reflects a life lived with intentionality, purpose, and a focus on the important things.

Ask any of your mom friends what’s one thing they wish they could change about their life, and they would probably say something like:

feel less stressed about money

This is why I think budgeting is too important to not talk about for young families. Well, really any family, but if you’re here on my blog… I’m guessing you might be a young mom just like me (Oh heyyy!).

In this post, I simplify the budgeting process and give you all the basic tools to start budgeting.

Here’s a Free Simple Budget Template Printable to get you started! Or, if you’re looking for something more detailed and customizeable, here’s a budget spreadsheet collection for families.

Budgeting

How to save money for vacation on a tight…

June 10, 2018December 17, 2024
by Jessica Whitney

In this post, I’m going to dive into my favorite tips for how to save money for vacation on a tight budget.

When we had a newborn in the house, I often dreamed about hot sand, ocean waves, and salty air. Unfortunately, with four kids we don’t get to the beach nearly as much as I want even now.

I can’t wait for our kids to get older so we can start taking a beach vacation every year! Do me a favor, and take a vacation for me!

Here are tips on how to save money for vacation on a tight budget.

Budgeting

15 Ways to Declutter Your Finances

June 7, 2018December 15, 2018
by Jessica Whitney

Are you ready to feel confident about your personal and family finances? Do budgeting and budget worksheets excite you or intimidate you? If the latter, it doesn’t have to! One of the first steps to make your money work for you [rather than working for you money] is to declutter.

To declutter is to clean out the unnecessary – the distractions. It is to simplify so you can only see the most important things.

How do you know you might need to declutter your finances?

Do you know how many credit card accounts you have open?
Do you know what your interest rates are for each account?
Do you know what your balance is on any checking or savings accounts?
Do you know how much you pay in utilities each month on average?

If you answer no to any of these questions, then keep on reading! This post is for you.

Budgeting

Beginner’s Guide to Family Budget Categories

April 4, 2018October 11, 2020
by Jessica Whitney

Living frugally is a choice every day. It is a process and a mindset. Living frugally means each part of life is touched to live below your means and enjoy financial freedom rather than succumbing to the materialistic culture of our society.

These family budget categories will teach you how to start a budget, to begin living frugally, and to enjoy living on a budget.

So, you want to start a budget.

Have you been thinking about starting a budget? But you aren’t sure what categories to include on your budget worksheet?
Not sure how to make it organized or worthwhile?
Do you want a list of budget categories to stay better on a budget for you and your family?
Do you want to start living frugally and live below your means?

You’ve come to the right place, sweet friend.

I’ve put together a list of budgeting tips and budget category ideas for families likes yours. I love to talk about finances (I’m kind of a nerd). And I’d love to help you begin to track expenses and live on a tight budget even if you’re already behind on bills!

P. S. Before you get started, if you’re looking for a Simple Budget Worksheet Printable, here’s one to download!
Continue Reading >>

How to Thrive as a One Income Family Post-Baby…

How to manage a budget at home for busy…

The Beginner’s Guide to Budgeting for Families

How to save money for vacation on a tight…

15 Ways to Declutter Your Finances

Beginner’s Guide to Family Budget Categories

Do you have a copy of the free simple budget printable?